===== 发起H5支付(自动分账) =====
订单号: DIV_20261107093530_5021
结果: {
    "code": "000000",
    "msg": "请求成功",
    "timestamp": "20261107093530",
    "sign": "79f01760a65c65145615cc6b1c971ad9",
    "signType": "MD5",
    "bizData": "{\"amount\":100,\"cashFee\":0,\"currency\":\"cny\",\"ifCode\":\"yspay\",\"mchOrderNo\":\"DIV_20261107093530_5021\",\"mercNo\":\"B260509535649\",\"note\":\"等待用户付款\",\"payInfo\":{\"paySchemeUrl\":\"https:\/\/wxmpurl.cn\/Y0c0nclPzZo\",\"payUrl\":\"https:\/\/wxmpurl.cn\/Y0c0nclPzZo\"},\"payOrderId\":\"2026110709353018272226952\",\"payType\":\"WECHAT\",\"settlementType\":\"D1\",\"state\":\"TRADE_AWAIT\",\"storeId\":\"S260511U4IJ\",\"subject\":\"测试商品\",\"tradeFee\":1}"
}
平台订单号: 2026110709353018272226952
支付链接(payUrl): https://wxmpurl.cn/Y0c0nclPzZo
Scheme链接: https://wxmpurl.cn/Y0c0nclPzZo